What to Consider When Moving to a Waterfront Community Near Boston

Brad Smith
Author: Brad Smith

Moving is a hassle, right? Some people try just by listening to it. But you must do it even if you want to upgrade your lifestyle. And the struggle increases even more if you move to some waterfront community.

moving to waterfront community near boston

Remembering a few things and preparing from the start can reduce the struggle. We have listed down facts of what you may have to face. So, bear with us to learn and have a smooth moving. 

Popular Areas to Find Waterfront Communities Near Boston

waterfront communities near boston

Winthrop

Winthrop is one of the oldest communities in the U.S., yet it grows and attracts new residents yearly. With a population of just under 20,000, this charming town offers the perfect mix of big-city amenities, peaceful residential vibes, and stunning oceanfront living.

One of the main reasons to move to Winthrop is its balance of modern conveniences and tranquil living. Whether you’re into shopping at trendy boutiques, dining at upscale eateries, or exploring local art, Winthrop has something for everyone. The beautiful coastline, stretching for 7 miles, is perfect for a peaceful stroll along the water.

Hingham

Hingham is a historic coastal town that blends New England charm with modern amenities. Located along the South Shore, it’s known for its beautiful waterfront, tree-lined streets, and a strong sense of community, with a population of just over 24,284. Hingham offers a peaceful, suburban lifestyle while conveniently close to Boston.

The town boasts excellent schools, scenic parks, and a variety of shops and restaurants.

For outdoor lovers, Hingham’s waterfront is perfect for boating, fishing, and enjoying nature. The ferry service to Boston also makes it a great choice for commuters who want to enjoy the tranquillity of coastal living without sacrificing city access.

Swampscott

Swampscott is a picturesque coastal town just 15 miles north of Boston, known for its stunning beaches and historic homes.

Swampscott combines the serenity of seaside living with easy access to the city. With a population of around 15,000, the town offers a tight-knit community feel while providing all the essentials for modern living.

Swampscott’s coastline is a major draw, offering beautiful ocean views and plenty of kayaking, sailing, and beachcombing opportunities. The town also has a charming downtown area with local shops, restaurants, and cafés, perfect for a relaxed weekend stroll.

Budget and Cost of Living

Budget and cost of living are the first and main factors to consider when moving. Let’s see how much you need to pay for waterfront property compared to a normal one-

CategoryWaterfront PropertyNormal Property
Median Listing Price (Aug 2024)$1,095,000 (11.1% decrease YoY)$899,900 (5.2% decrease YoY)
Median Sold Price (Sep 2024)$1,095,000$816,340 (4.6% increase YoY)
Median Price Per Square Foot$1,022$887
Average Home ValueNot specified$748,710 (3.7% increase YoY)
Price by Bedroom Count– 1 Bedroom: Decreased by 9.6%- 2 Bedroom: Decreased by 35.1%– 2 Bedroom: Decreased by 35.1%- 3 Bedroom: Decreased by 20.2%

Yeah, a waterfront community is expensive compared to normal property. But you need to spend some money to enjoy a beautiful view. But you won’t done after buying the property. You need to keep maintenance costs in mind, too.

Let’s Break Down The Utility And Maintenance Costs

The cost of living in Boston for one homeowner bought a lovely lake house for $300,000 and spent about $50,000 over a decade on dock maintenance, seawall repairs, and other waterfront-specific expenses.

Plus, their property taxes were around 25% higher than what similar non-waterfront properties paid.

Now, the average utility costs of a regular home are about $200 a month. This includes electricity, water, and heating or cooling. Here’s a quick rundown of additional utility costs you might face:

  • Internet: Roughly $65 per month
  • Phone: Around $55 per month
  • Gas: Massachusetts households rank high in gas spending, coming right after electricity and phone costs.
  • Sewer: Approximately $89.53 per month

It’s worth noting that Boston’s energy bills are among the highest in the nation. Residents spend about $286 monthly on electricity, 18% higher than the national average.

So, while living in these beautiful waterfront communities is fantastic, budgeting for these ongoing costs is essential!

Weather and Environmental Risks

boston weather and environmental risks

Living in a waterfront community near Boston comes with its own set of weather and environmental risks. Here are some key factors to consider:

Winter Conditions

Massachusetts winters can be harsh, with heavy snowfall and freezing temperatures. Waterfront homes may face additional challenges, such as ice formation and increased wind chill, affecting heating costs and maintenance.

Flooding and Storm Surge

Proximity to water means a higher risk of flooding and storm surges, especially during nor’easters or hurricanes. Homeowners should consider flood insurance and have a solid idea about handling storm damage.

Climate Change

As climate change continues to impact weather patterns, waterfront communities may experience rising sea levels and more frequent extreme weather events. It’s essential to stay informed about local initiatives addressing these issues.

Quality of Life and Lifestyle

Daily Living

Waterfront living offers a unique lifestyle, combining the beauty of nature with the conveniences of a suburban home. You’ll enjoy fresh air, scenic views, and plenty of outdoor activities at your doorstep.

Community Engagement

Many waterfront communities foster a strong sense of belonging, encouraging residents to participate in local events and activities. Engaging with neighbors can enhance your overall experience and help you feel more connected.

Activities

There’s no shortage of outdoor activities, from boating and fishing to hiking and biking. Many waterfront towns also offer parks and recreational facilities, perfect for family outings or strolls.

Community Infrastructure and Amenities

Access to good schools, healthcare, and essential services is crucial for a fulfilling the demand of a dream home. Most waterfront communities prioritize infrastructure, providing residents with quality amenities like grocery stores, restaurants, and recreational facilities.

Healthcare Access

Proximity to quality healthcare facilities is vital. Many waterfront communities near Boston are conveniently located near hospitals and clinics, ensuring you have access to medical care when needed.

Shopping and Dining

Waterfront towns often feature charming local shops and eateries, allowing residents to enjoy fresh seafood and other regional delicacies. Support local businesses while savouring the community’s unique culinary offerings.

Education

For families, access to quality education is a top priority. Waterfront communities usually offer excellent public and private school options, making them attractive for families with children.

Outro

Moving to a waterfront community near Boston can be a rewarding experience, offering a blend of natural beauty and modern conveniences. While there are unique challenges, the lifestyle benefits, community engagement, and access to amenities make it an appealing choice for many. Just be sure to prepare for the weather and environmental risks of living by the water!