Why More Homeowners Are Choosing Metal Roofing in Indiana

Brad Smith
Author: Brad Smith

Thinking about upgrading your roof? You’re not alone. Across Indiana, homeowners are turning to metal roofing for better durability, energy savings, and long-term value.

For decades, asphalt shingles have been the default. But today, metal roofs are proving to be a smarter, more modern option—especially in areas with unpredictable weather. Whether you’re building a new home or replacing a worn-out roof, understanding what metal roofing offers (and what to expect) can help you make the right call.

Metal Roofing Indiana Homeowners Guide

The Big Benefits of Metal Roofing

So, what’s all the buzz about?

1. Incredible Longevity

Unlike traditional asphalt shingles that start breaking down after 15 years, metal roofs are built to last. Most systems offer a lifespan between 40 and 70 years, with minimal upkeep required. That means once you install a metal roof, you likely won’t have to worry about replacing it again in your lifetime. It’s a long-term solution, ideal for homeowners planning to stay in their home or looking to boost property value before selling.

2. All-Weather Protection

Indiana weather is no joke—from winter snow loads to intense summer heat and spring hailstorms. Metal roofing provides excellent performance in every season. It sheds snow quickly to prevent ice dam buildup, resists cracking from UV rays, and won’t peel or warp during hot and humid days. In high winds, properly installed metal panels stay secure, reducing the chances of storm damage or leaks.

Modern Home With Metal Roof
Modern Home With Metal Roof

3. Energy Efficiency

One of the most overlooked perks of metal roofing is its ability to reflect solar radiant heat. Many panels come coated with special reflective finishes, which help maintain cooler attic temperatures in summer. This translates to reduced demand on your HVAC system and can shave 10–25% off your cooling bills over time. It’s a smart investment for energy-conscious homeowners.

4. Fire and Pest Resistance

If you live near wooded areas or regions prone to lightning strikes, a metal roof offers serious peace of mind. It’s non-combustible, which helps reduce the risk of fires spreading through the roofline. Plus, pests like squirrels, termites, and woodpeckers have no interest in chewing on metal. You won’t have to deal with infestations or insect-related roof damage.

5. Eco-Friendly Materials

Many metal roofing systems are made from recycled materials and are 100% recyclable at the end of their life. Unlike asphalt shingles, which often end up in landfills, metal panels can be reused or repurposed. If you’re environmentally conscious, choosing metal roofing aligns with sustainability goals—and it looks great doing it.


What Metal Roofing Options Are Available?

Metal roofing isn’t a one-size-fits-all product. Homeowners in Indiana have several styles to choose from based on budget, performance needs, and aesthetics.

Metal Roofing Types Comparison
Metal Roofing Types Comparison
  • Standing seam metal panels are a popular choice for modern homes. These sleek, vertically aligned panels feature hidden fasteners, giving a clean appearance and superior weatherproofing. They’re known for durability and low maintenance.
  • Metal shingles, on the other hand, offer a more traditional look. Designed to mimic the appearance of slate, cedar shake, or architectural asphalt, they’re a great fit for homeowners who want classic curb appeal with metal’s durability underneath.
  • Corrugated metal roofing is commonly used for agricultural buildings, garages, and rustic-style homes. It’s more affordable than other styles but still offers good protection, though it’s less refined in appearance.
  • Stone-coated steel roofing combines the strength of metal with the look of tile or wood shake. A ceramic coating gives it texture and color, making it an excellent compromise between performance and visual warmth.

Each type offers different styles and performance, so your contractor can help pick what fits your needs and budget best.


Installation: What to Expect

Installing a metal roof is a precise process that demands experience and skill. It begins with a full inspection of your current roof decking. If the underlying plywood is soft, warped, or water-damaged, it will need to be repaired or replaced to ensure structural integrity.

Metal Roof Installation In Progress
Metal Roof Installation In Progress
  • Inspection of existing decking
  • Removal of old roofing materials (if needed)
  • Installation of underlayment and moisture barriers
  • Fastening of panels or shingles
  • Sealing and flashing around roof edges and vents

Expect your installation to take between 2 and 5 days, depending on the weather and size of your home.

Working with a trusted metal roofing company ensures everything is done by the book—no shortcuts, no surprises.


Is Metal Roofing Worth the Cost?

Let’s talk numbers. A metal roof can cost 2–3 times more upfront than asphalt. But when you factor in its longer lifespan, reduced maintenance, and energy savings, it often pays for itself.

Here’s a quick example:

Roof TypeAvg. LifespanTypical CostMaintenance
Asphalt Shingle15–20 years$8,000–$12,000High
Metal Roof40–70 years$15,000–$25,000Low

Plus, you may qualify for homeowner’s insurance discounts or energy rebates depending on your local programs.


Why It’s Important to Choose the Right Contractor

Metal roofing requires precision. Improper installation can lead to fastener leaks, improper water flow, or reduced lifespan. That’s why you should always work with a trusted metal roofing company that knows what they’re doing.

Look for:

  • Proven local experience
  • Manufacturer certifications
  • Transparent warranties
  • Strong customer reviews
  • Clear contracts and estimates

Avoid storm chasers and one-man shows offering rock-bottom pricing. Metal roofing is an investment—it deserves professional work.


Frequently Asked Questions

Is a metal roof noisy in the rain?

No. When installed over solid decking and underlayment, metal roofs are no louder than asphalt shingles during rain or hail.

Can you install a metal roof over shingles?

In many cases, yes. But it depends on local building codes and roof condition. A professional can assess and recommend the best method.

Will a metal roof rust?

Modern metal roofs come coated with anti-corrosion layers like galvanized or galvalume finishes. When properly installed, they resist rust for decades.


Real-Life Use Case: Indiana Homeowner Saves Thousands

One homeowner in southern Indiana replaced their 18-year-old shingle roof with a standing seam metal system. While the initial cost was higher, they saved over $300 a year on cooling bills thanks to the reflective coating. Five years later, they’ve had zero leaks, no maintenance costs, and peace of mind every storm season.

Stories like this are why more people are moving toward metal roofing as a long-term solution.